diff --git a/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/impl/thrid/WalletThirdZyServiceImpl.java b/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/impl/thrid/WalletThirdZyServiceImpl.java
index bacd82b61..e00c0ee64 100644
--- a/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/impl/thrid/WalletThirdZyServiceImpl.java
+++ b/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/impl/thrid/WalletThirdZyServiceImpl.java
@@ -332,7 +332,7 @@ public class WalletThirdZyServiceImpl implements WalletThirdZyService {
         // 没有就默认锁卡
         if (ObjectUtil.isEmpty(cardStatus)) return 5;
         // 少于40块的锁卡
-        if (balance <= 4000) return 5;
+        if (balance < 4000) return 5;
         try {
             WalleCardStatusEnum walleCardStatusEnum = WalleCardStatusEnum.valueOfByType(cardStatus);
             return switch (walleCardStatusEnum) {