diff --git a/pjcloud-wallet/pjcloud-wallet-api/src/main/java/com/bsd/pjcloud/wallet/api/constant/WalletBizRechargeEnum.java b/pjcloud-wallet/pjcloud-wallet-api/src/main/java/com/bsd/pjcloud/wallet/api/constant/WalletBizRechargeEnum.java
index 7215ee316..60aae9e7e 100644
--- a/pjcloud-wallet/pjcloud-wallet-api/src/main/java/com/bsd/pjcloud/wallet/api/constant/WalletBizRechargeEnum.java
+++ b/pjcloud-wallet/pjcloud-wallet-api/src/main/java/com/bsd/pjcloud/wallet/api/constant/WalletBizRechargeEnum.java
@@ -19,6 +19,11 @@ public enum WalletBizRechargeEnum {
 
     private final String desc;
 
+    public static List<WalletBizRechargeEnum> reductionList = List.of(
+            REDUCTION,
+            RETURN_CANTEEN
+    );
+
     public static List<String> reductionCodes() {
         return Arrays.asList(REDUCTION.getCode(), RETURN_CANTEEN.getCode());
     }
diff --git a/pjcloud-wallet/pjcloud-wallet-api/src/main/java/com/bsd/pjcloud/wallet/api/vo/recharge/WalletRechargeValidateErrorVo.java b/pjcloud-wallet/pjcloud-wallet-api/src/main/java/com/bsd/pjcloud/wallet/api/vo/recharge/WalletRechargeValidateErrorVo.java
new file mode 100644
index 000000000..145e6275a
--- /dev/null
+++ b/pjcloud-wallet/pjcloud-wallet-api/src/main/java/com/bsd/pjcloud/wallet/api/vo/recharge/WalletRechargeValidateErrorVo.java
@@ -0,0 +1,52 @@
+package com.bsd.pjcloud.wallet.api.vo.recharge;
+
+import com.bsd.pjcloud.admin.api.vo.base.BaseUserInterface;
+import lombok.Data;
+
+import java.util.List;
+
+@Data
+public class WalletRechargeValidateErrorVo implements BaseUserInterface {
+
+    /**
+     * 用户相关
+     */
+    private Long userId;
+
+    private String username;
+
+    private String userMobile;
+
+    private String userAvatar;
+
+    /**
+     * 饭卡类型id
+     */
+    private Long walletTypeId;
+
+    /**
+     * 钱包余额
+     */
+    private Integer walletBlance;
+
+    /**
+     * 操作类型
+     */
+    private String bizType;
+
+    /**
+     * 操作金额
+     */
+    private Integer price;
+
+    /**
+     * 操作后的金额
+     */
+    private Integer afterPrice;
+
+    /**
+     * 错误信息
+     */
+    private List<String> errorList;
+
+}
diff --git a/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/controller/recharge/WalletRechargeApplyController.java b/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/controller/recharge/WalletRechargeApplyController.java
index 3cb568db6..3ae259564 100644
--- a/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/controller/recharge/WalletRechargeApplyController.java
+++ b/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/controller/recharge/WalletRechargeApplyController.java
@@ -20,6 +20,7 @@ import com.bsd.pjcloud.wallet.api.dto.recharge.excel.WalletRechargeExcelDto;
 import com.bsd.pjcloud.wallet.api.entity.recharge.WalletRechargeApplyEntity;
 import com.bsd.pjcloud.wallet.api.vo.recharge.WalletRechargeApplyCompareAceVo;
 import com.bsd.pjcloud.wallet.api.vo.recharge.WalletRechargeImportVo;
+import com.bsd.pjcloud.wallet.api.vo.recharge.WalletRechargeValidateErrorVo;
 import com.bsd.pjcloud.wallet.api.vo.recharge.excel.WalletRechargeByApplyExcelVo;
 import com.bsd.pjcloud.wallet.service.WalletRechargeApplyService;
 import com.bsd.pjcloud.wallet.service.WalletRechargeApplyComposeService;
@@ -55,6 +56,12 @@ public class WalletRechargeApplyController {
     }
     /* ************************************* start callback start ************************************* */
 
+    @GetMapping("/validate-error")
+    @Operation(summary = "校验申请的充值/扣款数据当前是否合法")
+    public R<List<WalletRechargeValidateErrorVo>> validateError(@RequestParam Long applyId) {
+        return R.ok(walletRechargeApplyService.validateError(applyId));
+    }
+
     @PostMapping("/save-topup")
     @Operation(summary = "新增充值")
     @Idempotent(expireTime = 3, key = "'/wallet-recharge-apply/save-topup' + #dto.getInvoiceId()", info = "正在充值中，请勿重复操作")
diff --git a/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/WalletRechargeApplyService.java b/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/WalletRechargeApplyService.java
index 8b641c875..0473ef48c 100644
--- a/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/WalletRechargeApplyService.java
+++ b/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/WalletRechargeApplyService.java
@@ -12,6 +12,7 @@ import com.bsd.pjcloud.wallet.api.dto.recharge.WalletRechargeSaveTopupDto;
 import com.bsd.pjcloud.wallet.api.dto.recharge.excel.WalletRechargeExcelDto;
 import com.bsd.pjcloud.wallet.api.entity.recharge.WalletRechargeApplyEntity;
 import com.bsd.pjcloud.wallet.api.vo.recharge.WalletRechargeApplyVo;
+import com.bsd.pjcloud.wallet.api.vo.recharge.WalletRechargeValidateErrorVo;
 import com.bsd.pjcloud.wallet.api.vo.recharge.excel.WalletRechargeByApplyExcelVo;
 import jakarta.servlet.http.HttpServletResponse;
 import org.springframework.validation.BindingResult;
@@ -72,4 +73,9 @@ public interface WalletRechargeApplyService extends IService<WalletRechargeApply
      * 导出充值/扣款申请
      */
     void export(HttpServletResponse response, WalletRechargeApplyDto dto);
+
+    /**
+     * 校验申请的充值/扣款数据当前是否合法
+     */
+    List<WalletRechargeValidateErrorVo> validateError(Long applyId);
 }
\ No newline at end of file
diff --git a/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/impl/recharge/WalletRechargeApplyServiceImpl.java b/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/impl/recharge/WalletRechargeApplyServiceImpl.java
index 7df8a5440..ea51fce61 100644
--- a/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/impl/recharge/WalletRechargeApplyServiceImpl.java
+++ b/pjcloud-wallet/pjcloud-wallet-biz/src/main/java/com/bsd/pjcloud/wallet/service/impl/recharge/WalletRechargeApplyServiceImpl.java
@@ -57,6 +57,7 @@ import com.bsd.pjcloud.wallet.api.utils.WalletDataUtil;
 import com.bsd.pjcloud.wallet.api.vo.WalletManageVo;
 import com.bsd.pjcloud.wallet.api.vo.recharge.WalletRechargeApplyVo;
 import com.bsd.pjcloud.wallet.api.vo.recharge.WalletRechargeImportVo;
+import com.bsd.pjcloud.wallet.api.vo.recharge.WalletRechargeValidateErrorVo;
 import com.bsd.pjcloud.wallet.api.vo.recharge.excel.WalletRechargeByApplyExcelVo;
 import com.bsd.pjcloud.wallet.mapper.WalletManageMapper;
 import com.bsd.pjcloud.wallet.mapper.WalletTransactionMapper;
@@ -554,6 +555,66 @@ public class WalletRechargeApplyServiceImpl extends ServiceImpl<WalletRechargeAp
         return result;
     }
 
+    /**
+     * 校验申请的充值/扣款数据当前是否合法
+     */
+    @Override
+    public List<WalletRechargeValidateErrorVo> validateError(Long applyId) {
+
+        List<WalletRechargeValidateErrorVo> resultList = new ArrayList<>();
+
+        WalletRechargeApplyEntity detail = baseMapper.selectById(applyId);
+        if (ObjectUtil.isEmpty(detail)) return null;
+        // 校验判断回不回出现扣减之后为负数的情况
+        List<String> reductionList = WalletBizRechargeEnum.reductionList.stream().map(WalletBizRechargeEnum::getCode).toList();
+        if (reductionList.contains(detail.getBizType())) {
+            List<WalletRechargeImportEntity> importList = rechargeImportService.list(new LambdaQueryWrapper<WalletRechargeImportEntity>().eq(WalletRechargeImportEntity::getApplyId, applyId));
+            if (ObjectUtil.isEmpty(importList)) {
+                return null;
+            }
+            List<Long> userIds = importList.stream().map(WalletRechargeImportEntity::getUserId).filter(ObjectUtil::isNotEmpty).distinct().toList();
+            // 查询现在这些用户的钱包余额
+            WalletManageDto walletQueryDto = new WalletManageDto();
+            walletQueryDto.setWalletTypeId(detail.getWalletTypeId());
+            walletQueryDto.setUserIds(userIds);
+            List<WalletManageEntity> walletList = walletManageMapper.list(walletQueryDto);
+            // 判断每一个人的每一个钱包余额是否满足扣减
+            for (WalletManageEntity wallet : walletList) {
+                List<WalletRechargeImportEntity> list = importList.stream().filter(v -> ObjectUtil.equals(v.getUserId(), wallet.getUserId())).toList();
+                if (ObjectUtil.isEmpty(list)) continue;
+                Integer reductionPrice = list.stream().map(WalletRechargeImportEntity::getPrice).reduce(Integer::sum).orElse(0);
+
+                int price = wallet.getBalance() - reductionPrice;
+
+                if (price < 0) {
+                    WalletRechargeValidateErrorVo item = new WalletRechargeValidateErrorVo();
+                    item.setUserId(wallet.getUserId());
+                    item.setBizType(detail.getBizType());
+                    item.setWalletTypeId(detail.getWalletTypeId());
+                    item.setWalletBlance(wallet.getBalance());
+                    item.setPrice(reductionPrice);
+                    item.setAfterPrice(price);
+                    item.setErrorList(new ArrayList<String>() {{
+                        add("钱包余额不足以扣款,请尽快联系该用户");
+                    }});
+                    resultList.add(item);
+                }
+
+            }
+        }
+
+        // 处理`resultList`结果
+        if (ObjectUtil.isNotEmpty(resultList)) {
+            List<Long> userIds = resultList.stream().map(WalletRechargeValidateErrorVo::getUserId).filter(ObjectUtil::isNotEmpty).distinct().toList();
+            List<SysUser> userList = userService.getInnerUserById(userIds).getData();
+            if (ObjectUtil.isNotEmpty(userList)) {
+                DataUtil.convertUserList(resultList, CollectionUtils.convertMap(userList, SysUser::getUserId));
+            }
+        }
+
+        return resultList;
+    }
+
     /**
      * 导出充值/扣款申请
      */